Entity Formation & Structure
LLC vs. S-corp vs. C-corp — decided on the facts of your business, not a template. Filing, registered agent, EIN, and an operating agreement so ownership and control are clear from the start.
Business Advisory
Build the Right Business From Day One
The expensive mistakes happen at the start — wrong entity, mixed finances, no credit file, a tax election you missed. Then you go for your first business loan and find out. I've built the structure the right way across my own portfolio, and I set it up the same way for you.
Founder-led. Nick runs six of his own businesses on this exact structure — and sets it up the same way for clients.
What's included
The Advisory Services
Everything it takes to stand a business up cleanly and make it bankable — entity, banking, credit, tax, and financing, in the right order.
Business Banking Setup
Choosing the right business bank — Chase, Mercury, Relay, Bluevine — and separating business and personal finances on day one. Plus the right payment processor wired in so money flows clean.
Business Credit Building
A real business credit file: DUNS number, net-30 trade accounts, starter business cards, and a Paydex score — built in the correct sequence so you're not relying on personal credit forever.
Tax Strategy
S-corp election timing, reasonable compensation vs. distributions, the QBI §199A deduction, home office, the Augusta Rule, and estimated taxes with safe-harbor planning — so you stop overpaying.
Business Financing & Loans
SBA 7(a) and 504 prep, DSCR positioning, and a bankable loan package lenders actually approve. Microloans, CDFIs, and lines of credit mapped to what your business can support.
Ongoing Advisory Retainer
A monthly strategy call, P&L review, and rolling tax projection — the CFO and advisor you couldn't afford to hire full-time, on call when a real decision comes up.
Pairs with the AI & automation services — get the structure right, then let the system run it.
Pricing
Three Ways to Work Together
Start with a one-time package to get built right, or keep me on retainer as the business grows.
Launch Package
New owners who want it set up correctly the first time.
$1,500one-time
- Entity recommendation based on your real numbers
- LLC filing handled (state filing fee separate)
- EIN obtained
- Business bank setup call
- 90-minute tax strategy session
- Operating agreement template
Most complete
Growth Package
Owners building toward credit, financing, and real reporting.
$3,500one-time
- Everything in the Launch Package
- Full business credit building sequence
- Loan readiness audit
- Financial model built for lenders
- 6 months of monthly advisory
- Bookkeeping system setup
Monthly Advisory
Established owners who want an advisor in their corner.
$400/mo
- Monthly 60-minute strategy call
- P&L + cash flow review
- Rolling tax projection
- Financing & growth decisions worked through together
- Priority access between calls
State filing fees are paid directly to your state and are not included in package pricing.
Who this is for
Built for Serious Builders
If one of these sounds like you, the structure is worth getting right now — not after it costs you.
You're starting or cleaning up
- You're starting a business and don't want year-one mistakes baked in
- You're a sole proprietor who needs an entity and tax cleanup
- You're ready to build business credit and stop leaning on personal cards
- You want financing for real estate, equipment, or a vehicle
You're growing and leveling up
- You have cash flow but no real tax strategy behind it
- You're trying to get a loan and aren't sure if you're lender-ready
- You want a real advisor, not just a CPA who files once a year
- You're building a portfolio of businesses, not just one
See the proof: the portfolio I run on this structure.
Common questions
Business Advisory FAQ
Do I need an LLC already before we work together?
No — that's backwards. We decide the entity and tax structure first, then file. Forming the LLC before you know whether you want S-corp treatment, or which state and structure fits, is exactly the kind of mistake this service prevents.
How is this different from a CPA?
A CPA handles compliance — filing returns and keeping you legal. I handle strategy — how the business should be structured, financed, and taxed before the return is ever filed. Keep your CPA to file; bring me in to make the decisions that determine what gets filed.
I already have a business. Can you clean up a mess?
Yes — that's a big part of the work. Sole proprietor moving to an LLC, making the S-corp election, separating commingled accounts, and getting bookkeeping onto a real system. We untangle what's there and put it on a clean footing going forward.
Do you actually file the LLC for me?
I guide the decision and handle the paperwork, but you are the authorized filer of record — it's your business. I'm an advisor, not your registered agent, and I won't pretend to be a law firm. You sign; I make sure what you're signing is right.
Is $400/mo really worth it for advisory?
If you're doing more than $5k/mo in revenue, you're almost certainly leaving money on the table somewhere — tax election, comp structure, financing terms. One good decision a month pays for the retainer several times over. If it doesn't, you shouldn't be on it, and I'll tell you that.
Ready to Build It Right?
Start with a free 30-minute strategy call. You'll get a straight answer on where you stand and what to do next — no pitch, no pressure.
Prefer email? Reach Nick at nick@bradfieldenterprises.org — same-day reply.